Top 10 Credit Cards

Top 10 Credit Cards

Post Office Credit Card

The Post Office credit card offers something quite unusual for its customers – a competitive standard rate for everyday spending and, for the bigger purchases, an even lower rate. The latter option is almost like a pre-arranged loan where you can have up to two purchases at a time (subject to terms and conditions) at a lower rate of interest.

How this works is that if you make a ‘big ‘purchase on your credit card – for example a TV – you pay for it as normal on your Post Office credit card and then give them a call. They should then be able to switch that particular cost to a lower interest rate and you have 12 months in which to pay it off!

The Post Office credit card has been a long time coming, as the Post Office has been offering other financial products, such as loans; equity bonds, premium bonds and other savings accounts; and, car, travel and home insurance - all for quite a while now.

And while there are around 16,000 Post Office branches nationwide, in most cases you don’t even need to go into a branch, you can apply online for many of their products and services.

There are three types of Post Office credit cards, designed to meet an individual customer’s needs. Overall benefits of the Post Office credit cards include:

Best Credit Card Company : credit card providers ... also need to have details of any cards that need to be transferred to your new credit card ... something goes missing in the post that you bought online, they will refund you your money back

Credit Card Apply : credit cards self employed ... you to remain indebted permanently but repaying them in a timely manner ... one of value and quality, and apart from providing the virgin credit card, virgin money provides loans

Credit Card Companies : credit card with bad credit ... must use the credit card, then you're better off making one large withdrawal so you don't pay the minimum ... be charged interest, and for late payments, a late payment fee